Why My Tax Refund Will Go Directly to My HSA

It’s that time of year again! The time to gather up your life’s financials from the last year and hope and pray that the computer screen or tax professional across from you pops up a nice, big number. Your financials also give you a chance to reflect on how your year went with a different perspective. This year, as I look back on my year of finance and reflect, I can think of a couple of things to be grateful for.

  1. I don’t have a baby anymore, and I can see a finish line to the diaper years.
  2. New clothes are needed every season now. Not every month.
  3. No. More. Formula. Ever!

But, wise people celebrate the small things and are continuously looking forward. And, as Kara Stefan so nicely puts it in her book Head of Household, large unexpected sums of money should be tucked away because we don’t need it on a monthly basis, but we might in the future.




The choice then needs to be made where to tuck it away. In a savings account, in a CD, in an investment? Taking a look at the members of my family and the first quarter spending, I know exactly where it needs to go. The recent head wound that resulted in an off-hours doctor visit was a clear indication. My HSA. There are many reasons. These are just a few of them.

Because even though the slide is perfectly straight, she still manages to fall off the side halfway down.

The slide of death - Nurture Her Nature

Because there is no natural fear of things much larger than them. 

Fasinated by cows - Nurture Her Nature

 Because new tricks are learned every day.

New tricks are learned everyday - Nurture Her Nature

Because the need for adrenaline can’t be stopped. 

Because this face is not to be trusted. 

Not to be trusted - Nurture Her Nature

Because human sandwiches happen.

Human sandwich - Nurture Her Nature

Because sometimes friends come over. 

 Because the right way to do things is not always the fun way.

 Children will be children. I’ve been blessed with two wonderful, smart girls with hearts of gold. But, to ignore their clumsy side, their reckless side, and their adrenaline junkie side would be financial ruin. Therefore, I will safely tuck this year’s refund securely in my HSA, where I hope it will sit for a long time. Or, at least a month.

It’s that time of year again! The time to gather up your life’s financials from the last year and hope and pray that the computer screen, the Taxcaster free tax system, or tax professional across from you pops up a nice, big number. Your financials also give you a chance to reflect on how your year went with a different perspective. This year, as I look back on my year of finance and reflect, I can think of a couple of things to be grateful for.